Settlemate

Características

Simple setup and onboarding

Settlemate guides users through quick account setup and optional contact syncing. The onboarding highlights core functions and privacy choices, allowing new users to begin splitting bills and tracking shared expenses in minutes.

Expense tracking and categorization

Record shared costs with amounts, participants, categories and notes. A clear ledger and automatic categorization help users understand who owes what and review spending distribution over time.

Group settlements and balancing

Create groups, log payments and settle balances with algorithms that reduce the number of transactions. The app recommends optimal transfers and updates member balances instantly for straightforward reconciliation.

Notifications and payment options

Receive reminders for outstanding balances and confirmations after payments. Optional payment links and integrations streamline completing settlements inside the app or via supported external services.