Four | Buy Now, Pay Later

Features of Four | Buy Now, Pay Later

Flexible installment payments

Four lets users split eligible purchases into equal installments with transparent schedules and straightforward repayment options, helping spread cost without hidden fees for qualifying transactions.

Virtual card and seamless checkout

The app can generate a virtual card for instant use at supported merchants, enabling quick in-app checkout or browser payments without repeatedly entering card details.

Account control and spending insights

Built-in dashboard displays upcoming payments, history, and basic spending categories, plus notifications and reminders to help users track obligations and avoid missed payments.